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Financial Assistance Within Designated Natural Disaster Areas

Following an event like an earthquake, flood, or tornado, the president may declare an area a natural disaster and allow individual assistance for those affected. Learn how you can qualify for disaster help with food, bills, unemployment, tax relief, and more.

for your area, you may qualify for . 

Learn About D-SNAP 

The Disaster Supplemental Nutrition Assistance Program is also known as food stamps for disaster situations. D-SNAP provides one month’s worth of benefits on a debit-type card that you can use at most grocery stores.

  • Once your state sets up a D-SNAP program, you’ll have about a week to apply.

  • Kết quả xổ số hôm nay tốtIf you qualify, you’ll receive benefits within three days.

Find Out If You Qualify for D-Snap

You must live where:

  • The president has for the disaster area
  • The U.S. Department of Agriculture's Food and Nutrition Service (USDA FNS) has approved states to operate D-SNAP in a disaster area
  • Your state has requested and received FNS approval to operate D-SNAP

You may qualify for D-SNAP even if you wouldn't normally qualify for regular SNAP (food stamps) because:

  • Kết quả xổ số hôm nay tốtYou may be out of work due to the disaster

  • You may be facing costly home repairs

Kết quả xổ số hôm nay tốtIf you already receive SNAP, you can apply for D-SNAP if the amount you’d receive is more than you get under SNAP.

As a separate benefit, you may be able to get for your children or your entire family. This is provided through the school meals programs.

Apply for D-SNAP

Kết quả xổ số hôm nay tốtContact to apply for D-SNAP or to find the location of special application sites throughout the affected disaster area. 

  • Kết quả xổ số hôm nay tốtYou can also use the .

  • Kết quả xổ số hôm nay tốtComplete the .

  • Visit FEMA's page.

  • Call FEMA at 1-800-621-3362 (TTY: 1-800-462-7585) for disaster assistance.

  • Kết quả xổ số hôm nay tốtTo get help in person, find a Disaster Recovery Center near you with the . 

  • Apply for a Disaster Recovery Loan

    Kết quả xổ số hôm nay tốtThe Small Business Administration provides low-interest loans. These loans can help homeowners and small businesses recover from declared disasters. .

    Get Tax Relief After a Disaster

    Kết quả xổ số hôm nay tốtFind out if you qualify as an individual or as a business owner for .

    Complain About Disaster Relief Assistance

    Learn where to file a complaint about your disaster relief experience or report disaster relief fraud

    web page to:

    • Kết quả xổ số hôm nay tốtSee if you’re eligible for assistance

    • Kết quả xổ số hôm nay tốtView the benefits you may receive

    • Kết quả xổ số hôm nay tốtGet information on how to file a claim

    The Department of Labor (DOL) provides . This includes:

    • Keeping workers safe during cleanup and recovery efforts

    • Ensuring workers get paid properly

    For more information, call 1-866-4-USA-DOL (1-866-487-2365).

    Get Emergency Help with Utility Bills

    If you can’t afford to heat or cool your home after a disaster, you may qualify for emergency help with energy bills. 

    Where can I get help with my energy bills?

    The Low Income Home Energy Assistance Program (LIHEAP)Kết quả xổ số hôm nay tốt may be able to provide so you can:

    • Kết quả xổ số hôm nay tốtPay to reconnect utilities

    • Pay utility bills

    • Kết quả xổ số hôm nay tốtRepair or replace your furnace and air conditioners

    • Repair home insulation

    • Buy coats and blankets

    • Buy fans and generators

    How can I apply for assistance with energy bills?

    To get help:

    • You must meet your eligibility requirements.

    • Your state must have funds available.

    Kết quả xổ số hôm nay tốt. But local social services agencies or charitable organizations may offer short-term help. Visit online or call 211 to find local agencies that may be able to help.

    , you may be asked by the government to also . You don't have to be a small business owner to qualify. Completing the SBA loan application is an important step in finding out what aid may be available to you.

    As a homeowner you may borrow up to $200,000 to repair or replace your primary residence and up to $40,000 to repair or replace personal property. You are not required to accept the loan to receive FEMA assistance, but it may enable you to be considered for different types of assistance. 

    After You Apply

    An inspector will contact you to schedule a visit.

    Be ready to:

    • Keep your scheduled appointment. Appointments take 30-40 minutes, and you must be present.
    • Contact your insurance agent if you have insurance
    • Prove your identity
    • Show these documents:
      • Photo ID: driver's license or passport
      • Proof of occupancy: lease or utility bill
      • Proof of ownership: deed, title, mortgage payment book, or tax receipts

    During the Inspector's Visit

    Inspectors will:

    • Wear official FEMA ID badges
    • Confirm your disaster registration number
    • Review structural and personal property damage
    • Ask you to sign official documentation
    • Verify ownership and occupancy

    Kết quả xổ số hôm nay tốtInspectors won't:

    • Determine eligibility
    • Charge any money
    • Ask for credit card information
    • Take the place of an insurance inspection

    After the Inspector's Visit

    You will be sent a decision letter.

    If you are approved for aid:

    • You'll receive a check or an electronic funds transfer.
    • You'll get a follow-up letter explaining how the funds can be used.

    If you have questions about the letter, you can visit a  or call 800-621-3362 (711/Video Relay Service). For TTY, call 800-462-7585.

    program helps homeowners recover by making it easier to get a mortgage. The program is also known as Section 203(h). It’s offered by the Federal Housing Administration (FHA).

    Find More Information on the No Down Payment Program

    to individuals and businesses hurt by a major disaster or emergency.  

    Get Your Tax Refund Faster After a Disaster

    In a , you can get a faster refund by filing an . You will need to claim the disaster-related losses on your tax return for the previous year.

    Kết quả xổ số hôm nay tốtGet guidance from the IRS on or . 

    Tax Relief for Recent Disasters

    Kết quả xổ số hôm nay tốtGet a list of the .

    File a Complaint About Disaster Relief Assistance

    Several U.S. government programs help people after a disaster or emergency. If you want to file a complaint about a specific program, contact the agency that manages it.

    File a Complaint About FEMA Operations and Employees

    if you have a complaint about its work or employees during or after a disaster. 

    Report Disaster Relief Fraud

    Kết quả xổ số hôm nay tốtScammers and identity thieves often target people affected by a disaster. Most scams involve some aspect of applying for disaster assistance and can include:

    • Kết quả xổ số hôm nay tốtFraud, waste, abuse, or allegations of mismanagement involving disaster relief operations

    • Kết quả xổ số hôm nay tốtFraud committed by an individual or entity outside the U.S. 

    • Kết quả xổ số hôm nay tốtSomeone filing a false damage claim



    Get More Help If You Can't Resolve an Issue With a Government Agency

    If you're unable to resolve an issue with a federal agency, . To file a complaint against a state or territory government agency, contact the agency directly.

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    Kết quả xổ số hôm nay tốtLast Updated: September 9, 2020